Why More Australians Are Selling Their Homes and Moving to the Countryside

Regional dwelling values across Australia rose 3.3% in the three months to April 2026, while capital city values nudged up just 1.1% over the same period. That gap tells you something about where buyers are pointing their money right now. It also matches what mortgage brokers and real estate agents in regional NSW have been watching for the past few years — a steady stream of city dwellers trading the squeeze of metro living for more space, lower prices, and a different pace of life.

Disclosure: Some links on this page are affiliate links. If you make a purchase through them, Britwealth may earn a commission at no extra cost to you. We only include products and services that are relevant to the topic.

This article is general information only and does not constitute professional advice. For your specific situation, consult a qualified professional.

3.3%
Quarterly rise in regional dwelling values
Aussie.com.au

1.1%
Quarterly rise in capital city values
Aussie.com.au

$734,665
Median dwelling value — Orange, NSW
Aussie.com.au

$721,600
Median dwelling value — Bathurst, NSW
Aussie.com.au

Unlike the sea-change wave of previous decades, this migration isn’t mostly retirees. Younger buyers with hybrid or fully remote work arrangements are driving it. Neil Shaw, a mortgage broker in Mittagong, told Aussie that “every second person” he speaks to now has some form of hybrid arrangement. That flexibility has made regional living achievable for people who still need to stay connected to Sydney a few days a week. For others, it’s simply about finding somewhere they can still afford to buy. Cotality’s head of research for Australia, Gerard Burg, noted that affordability remains the central driver, with internal migration patterns continuing to favour regional areas where buyers find greater value. Here’s what you actually need to know.

Four insights worth holding onto

Regional values are growing faster than city values
Over the three months to April 2026, regional dwelling values rose at three times the rate of combined capital cities. Affordability and internal migration are keeping regional markets resilient even as the national market cools.

Hybrid work has flipped the old commute equation
Buyers who once needed to live within 30 minutes of a CBD are now willing to drive two to three hours from a regional centre a few days a week. That shift has opened up towns like Orange, Bathurst and Goulburn to a whole new buyer profile.

It’s not just retirees anymore
Younger professionals, contractors and self-employed Australians make up a growing share of regional buyers. They’re looking for lifestyle flexibility, lower borrowing amounts, and land they couldn’t afford within city limits.

Specific hotspots are outperforming the broader trend
Orange posted 8.0% annual value growth and Bathurst 9.3%. Both recorded gross rental yields over 4.2%, well above what most metro investors would expect from a standard residential property right now.

The term you hear most often in this conversation is internal migration — people moving from one part of the country to another rather than overseas. What’s different this time is who’s doing it and why. What I tend to notice is that buyers often focus on the lower purchase price but overlook how much their costs shift in other directions. Worth weighing against the headline numbers.

Internal migration
The movement of people from one region to another within the same country. In Australia, it increasingly means households leaving capital cities for regional centres where housing is cheaper and lifestyle factors are different.

The real cost difference between metro and regional property

The $734,665 median in Orange and $721,600 in Bathurst look cheap next to Sydney’s median, which sits well north of $1 million. But the purchase price is only one number on the sheet. The full cost picture includes stamp duty, legal fees, building and pest inspections, removalist costs, and often a vehicle upgrade if the household is going from one car to two. Then there are ongoing costs: higher fuel bills for regular commutes, potentially higher insurance premiums in bushfire-prone areas, and service charges that can be steeper than expected — some regional strata fees rival metro ones because there are fewer providers competing.

Regional growth is outpacing capitals by a factor of three
Over the three months to April 2026, regional dwelling values rose 3.3% compared to 1.1% across combined capitals, according to Cotality data cited by Aussie. That gap reflects sustained demand from internal migration and affordability-seeking buyers, even as national momentum slows.

→ Scroll right to see all columns

Source: Aussie regional markets report
LocationMedian ValueAnnual GrowthMedian RentGross Yield
Orange, NSW$734,6658.0%$592/week4.3%
Bathurst, NSW$721,6009.3%$589/week4.4%

Orange also recorded 3.8% quarterly rental growth, among the stronger regional rental performances nationally. That matters if you’re buying as an investment or planning to rent before you buy. The yields in these towns — 4.3% and 4.4% — are noticeably higher than what most Sydney properties return, which typically sits around 2.5% to 3.5%. But rental vacancy rates in regional centres can be tight, and tenant demand can shift quickly if the local job market changes. My first move would be to check whether first-home buyer grants or stamp duty concessions apply in the specific regional council area — they vary by state and postcode, and missing one costs real money. A property law specialist can also help clarify local zoning rules that might affect your plans.

Where buyers tend to get tripped up

Overestimating internet and infrastructure

Regional areas have improved broadband coverage significantly, but not every town has fibre to the premises. Buyers who assume their current work-from-home setup will transfer seamlessly can end up with patchy video calls and slow uploads. Check the NBN technology type for the specific address — FTTP (fibre to the premises) is best for regular video conferencing, while FTTN (fibre to the node) can be slower. You can verify this on the NBN Co website before making an offer.

Underestimating transport and commuting costs

A two-hour drive each way two or three days a week adds up fast. Fuel, tolls, car maintenance, and the value of your time all factor in. A household moving from inner Sydney to Bathurst might save $300,000 on the purchase but spend an extra $4,000 to $6,000 a year on transport. Over five years, that’s $20,000–$30,000 the mortgage doesn’t reflect.

Assuming the local job market will hold

Hybrid workers who relocate with a remote role in place are in a stronger position than those hoping to find local work after arrival. Regional job markets are often concentrated in a few sectors — education, health, agriculture, retail. If your industry isn’t represented locally and your employer changes its return-to-office policy, you could face a difficult commute or a forced resale. I’ve seen buyers assume their remote arrangement is permanent when it’s really an informal understanding. Getting the policy in writing matters.

Ignoring climate and insurance realities

Many regional towns in NSW are in bushfire-prone or flood-prone areas. Insurance premiums can be two to three times higher than in a metro suburb. Some insurers won’t cover properties in high-risk postcodes at all. Check the bushfire attack level (BAL) rating and flood mapping before you bid — not after.

Making the move — what the process actually looks like

Research phase — narrowing the shortlist of towns

Start with the data on which regional centres match your work, budget, and lifestyle needs. Orange and Bathurst are both about three hours from Sydney, but they differ in character, climate, and local economy. Orange has a strong food and wine scene plus mining and health sectors. Bathurst has a growing local economy and family-friendly amenities. Goulburn is a practical option for buyers who want regional affordability with closer access to the capital. Spend a weekend in each town — visit during a weekday, not just a Saturday market-day — to get a feel for daily life.

Financial assessment — what you can actually borrow and spend

Get pre-approval from a lender who understands regional property markets. Some banks tighten lending criteria in certain postcodes or for properties on larger land parcels. Factor in all the costs: stamp duty, conveyancing fees, building and pest inspections (around $600–$1,000 each), removalist quotes, and any immediate renovation work. Use a detailed budget spreadsheet, not a rough estimate.

Property search and due diligence

Once you’ve identified a shortlist, arrange building and pest inspections early — regional properties can have outdated wiring, ageing roofs, or termite issues that aren’t immediately visible. Check the property’s EPC rating (called a NatHERS rating in Australia) and any easements or restrictions on the title. A landlord-tenant lawyer can help review lease documents if you’re buying with an existing tenant in place.

Exchange and settlement with a regional conveyancer

Use a conveyancer or solicitor who regularly deals with properties in that specific local government area. Local knowledge matters for council rates, zoning rules, and any pending infrastructure changes. Settlement timelines in regional areas can be longer than metro ones if the property involves rural land titles, water licences, or agricultural covenants. Expect six to ten weeks from offer to keys, depending on complexity.

Emerging angle — hybrid work policy is the wild card

The entire regional migration trend rests on one assumption: that hybrid work continues. If major employers tighten return-to-office mandates, buyers who stretched to buy in Orange or Bathurst could face a much less attractive commute. Some buyers now include a “worst case” scenario in their budget — what happens if they need to drive in four or five days a week instead of two. That calculation changes the affordability equation fast. Meanwhile, the decision to build versus buy an existing home in a regional area comes with its own set of timelines and cost variables that buyers often underestimate.

Questions buyers often ask about country living

Can I rely on internet connectivity for remote work in regional NSW?
It depends on the street. Check the NBN technology type for the specific address — FTTP is best for video calls, while FTTN can be unreliable. Some properties still rely on fixed wireless or satellite, which may not support full-time remote work.
Do I need a higher deposit for a regional property loan?
Not universally, but some lenders apply tighter criteria in certain postcodes or for properties on large land parcels. A 20% deposit remains standard, but LMI (lenders mortgage insurance) may be higher in rural areas.
What happens if my employer ends hybrid work after I’ve moved?
This is the biggest risk in the equation. If you need to return to the office four or five days a week, a three-hour commute each way becomes unsustainable. Some buyers factor this into their budget by stress-testing the numbers before they commit.
How do school and healthcare options compare in regional centres?
Orange and Bathurst both have reliable public and private schooling and regional hospitals. But specialist healthcare often requires a trip to Sydney. Check wait times for GP appointments and local specialists before you move.
Is it better to buy or rent first when moving regionally?
Renting first gives you time to test the town, the commute, and the local market without the pressure of a purchase. Rental vacancy rates in Orange and Bathurst are tight, so start your search early and expect competition.

What comes next for Australia’s regional housing markets

The three-month growth gap — 3.3% regionally versus 1.1% in the capitals — suggests regional markets have a different demand base than metro markets. Affordability and hybrid work aren’t short-term fads, and the demographic shift that began during COVID is still unfolding. But the same factors that make regional living attractive now could flip if interest rates climb further, if employers pull back on remote work, or if regional infrastructure fails to keep up with population growth. The buyers who do best in this market are the ones who run the numbers for the worst-case scenario, not just the sunny one.

Remember: this article is general information only. For advice on your specific situation, speak to a qualified professional.

If this was useful, you might also want to read Sustainable Stays: The Rise of Eco-Friendly Homes and Their Impact on Aussie Property Values.

Sources and Further Reading

Why More Australians Are Exploring Lease Options as a Property Strategy — If you’re not ready to buy outright in a regional market, lease options offer a different path worth understanding.

Downsizing Dilemma: Are Aussies Ready to Embrace Tiny Homes? — Some regional buyers are choosing smaller footprints for lower costs — this article covers the trade-offs.

Aussie (2026). Australians moving to regional areas. 🔗

Cotality (formerly CoreLogic) (2026). Regional housing data cited by Aussie in the same report. 🔗

Share this

Facebook
Twitter
LinkedIn
Email

Sam Willy

I’m Sam Willy, one of the bright minds behind BritWealth.com, where I share insights, stories, and fun ideas about a wide range of topics—finance included, but not limited to it! My journey into the world of writing began with a simple hobby: sharing the things that fascinated me. From quirky facts to deeper dives into personal development, I’ve always been curious about the world around me and love passing that knowledge on.
Subscribe
Notify of
0 Comments
Oldest
Newest Most Voted

Disclaimer

The content published on BritWealth.com is provided for general informational and educational purposes only and should not be considered financial, legal, insurance, tax, investment, or professional advice. You should always carry out your own research or seek independent professional guidance before making financial or business decisions.

Some content on this website may contain affiliate links. This means BritWealth.com may earn a commission if you click through and make a purchase, at no additional cost to you. As an Amazon Associate, BritWealth earns from qualifying purchases.

While we make reasonable efforts to keep information accurate and up to date, BritWealth.com makes no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any content on this website.

Any reliance you place on information found on this site is strictly at your own risk. BritWealth.com will not be liable for any loss, damage, or consequences arising from the use of this website or reliance on its content.

By using this website, you acknowledge and agree to this disclaimer and our terms of use.

Table of Contents

Share This

On Trend

Readers'
Top Picks

Is Now the Time to Invest in Australian Commercial Property? A Critical Analysis.

Deciding whether to invest in Australian commercial property right now requires a careful assessment of several factors, including interest rate fluctuations, occupancy rates, evolving economic conditions, and the unique characteristics of different property sectors. The current landscape presents both opportunities and challenges, demanding a strategic and informed approach from potential investors. Current State of the Australian Commercial Property Market The Australian commercial property market is navigating a complex environment. Following a period of robust growth fueled by low interest rates and strong economic activity, the market is now adjusting to higher interest rates, increased construction costs, and shifting tenant

Read More »

Is Buying Rural Property a Smart Investment for Australians in 2025

Investing in rural property in Australia in 2025 presents a mixed bag of opportunities and challenges. While the allure of space, affordability, and a change of pace remains strong, factors like fluctuating commodity prices, increasing climate risks, and evolving infrastructure need careful consideration. Success hinges on thorough due diligence, a realistic understanding of the rural lifestyle, and a sound financial strategy tailored to the specific region and property type. The Appeal of Rural Property in 2025 The enduring appeal of rural Australia stems from several key factors. Firstly, affordability is often a major driver for city dwellers priced out

Read More »

The Great Australian Backyard Disappearing: What’s Replacing It & Why?

The quintessential Australian backyard, once a symbol of suburban life, is shrinking. Higher density living, affordability pressures, and evolving lifestyle preferences are driving its replacement, often with smaller yards, courtyards, or apartments with communal spaces. This shift has significant implications for families, property values, and the overall character of Australian suburbs. The Forces Behind the Backyard’s Decline Several interconnected factors are contributing to the vanishing Aussie backyard. Ultimately, they all tie back to a complex interplay of urban planning, economic realities, and sociological shifts. Affordability and the Rise of Density One of the most significant drivers is the increasing

Read More »

Is the Australian Housing Market Overvalued? A Realistic Perspective

Is the Australian housing market overvalued? That’s the million-dollar question (or, more accurately, the multi-million-dollar question given Aussie house prices). There’s no simple “yes” or “no” answer, as it depends on how you define ‘overvalued,’ what metrics you’re using, and which specific market segment you’re considering. But we can drill down into the data, economic factors, and expert opinions to get a realistic perspective. The Price-to-Income Ratio: A Concerning Indicator One of the most common metrics used to assess housing affordability and potential overvaluation is the price-to-income ratio. This essentially compares the median house price to the median household

Read More »

Beyond the Backyard: Rethinking the Aussie Property Ideal for Modern Families

The traditional Australian property dream, a detached house on a quarter-acre block with a sprawling backyard, is rapidly evolving for modern families. Affordability pressures, changing lifestyles, and environmental concerns are driving a shift towards diverse living arrangements: apartments, townhouses, co-housing communities, and homes in regional centers. This article explores the key factors shaping this transition and provides practical insights for Aussie families rethinking their property ideal. The Shrinking Backyard & the Rising Cost of Space For decades, the detached house symbolized the Aussie dream. But the reality is biting harder. Land values, particularly in major cities like Sydney and

Read More »

Renovate or Relocate? Critical Questions Every Aussie Homeowner Must Ask.

For Australian homeowners grappling with the age-old question of whether to renovate their existing property or relocate to a new one, a multitude of factors must be carefully weighed. This decision hinges on more than just aesthetics; it involves a deep dive into financial implications, lifestyle aspirations, regulatory hurdles, and the long-term potential of your investment. Choosing between renovating and relocating requires a thorough understanding of the current Australian real estate market, construction costs, council regulations, and your personal circumstances. Understanding Your “Why”: Defining Needs and Aspirations Before even thinking about paint colours or open houses, start with a

Read More »