Nearly 13% of the Canadian workforce now works for themselves — entrepreneurs, gig workers, solo consultants, creative professionals. Yet the insurance system still treats them like a problem to solve rather than a market to serve. Only 25% of self-employed Canadians have disability insurance, compared to 57.1% of employees. Here’s what you actually need to know. Disclosure: Some links on
Your home insurance renewal lands in your mailbox. The premium’s gone up — maybe 6.2% if you’re in Ontario, where the average hit $2,235 in 2026. You pay it, move on, and don’t think twice. But what you probably didn’t notice is that your coverage limits may have shifted, a new exclusion may have been added, or your deductible for
Identity theft cost Canadians at least $638 million in reported losses in 2024, and the Canadian Anti-Fraud Centre logged 9,683 identity fraud reports — the highest volume of any single fraud type that year. Here’s what you actually need to know. Disclosure: Some links on this page are affiliate links. If you make a purchase through them, Britwealth may earn
Over the past year, I’ve watched friends, colleagues, and even my own habits shift in a pretty noticeable way. Before buying anything — from a bag of coffee to a new winter jacket — there’s now a quick round of app-hopping. Check Amazon. Check Walmart. Maybe check a specialty retailer or a price-comparison tool. It’s become routine. And the numbers
Roughly 8.4 million Canadians are underinsured — meaning their life, disability, home, or auto coverage would fall short if something actually went wrong. That’s about one in four households, and the gap has been widening as construction costs climb, policy limits stay static, and fewer people buy term life than a decade ago. Here’s what you actually need to know.
A 2024 TD Bank survey found that 68 per cent of Gen Z Canadians invest consistently each year — the highest rate of any age group in the country. That number has climbed fast enough that it’s not a blip. It’s a real shift in how young people think about money, and it’s being driven largely by content they find
Nearly half of Canadian adults have no life insurance at all, and of those who are uninsured, two-thirds don’t plan to buy any in the next five years. That gap matters because four in ten families would face financial hardship within six months of losing a breadwinner. The main reason people give for not having coverage is simple: they think
Canadian home insurance premiums rose 7% to 12% on average in 2026, with some high-risk postal codes seeing jumps of 15% or more at renewal. That’s not a hypothetical projection — it’s what’s already happening. Here’s what you actually need to know. Disclosure: Some links on this page are affiliate links. If you make a purchase through them, Britwealth may
More than two million Canadian mortgages are set to renew before 2028 — roughly 1.15 million in 2025 and another 940,000 in 2027, according to the Canada Mortgage and Housing Corporation. That wave of renewals is hitting households at a time when rates, though lower than their 2023 peak, remain well above the pandemic-era lows most borrowers locked into. Here’s
Two-thirds of Canadian households are planning major spending cuts in 2026, according to a TD survey that tracks how consumer behaviour is shifting. That’s up from 51% the year before, and it signals something more than seasonal belt-tightening. The same survey found that 86% of Gen Z and 77% of Millennials intend to slash budgets, while only 43% of Boomers
A CBC News investigation reviewed 250 home insurance claims from 11 insurers across Canada. 100 were denied. That’s a 40% denial rate in that sample — a number that sits awkwardly beside the industry’s own figures showing 98.7% of property and casualty claims settled within 30 days. Here’s what you actually need to know. Disclosure: Some links on this page
The Canadian real estate market is in the middle of a transition that’s reshaping how investors think about property as a retirement vehicle. PwC Canada and the Urban Land Institute’s Emerging Trends in Real Estate 2026 report describes a sector where traditional assumptions about buy-and-hold no longer hold as reliably as they once did. Here’s what you actually need to
