More than half of British adults now manage their spending against a plan — 51% in 2026, up from 38% in 2023 according to a nationally representative YouGov survey of 2,087 UK adults. That thirteen-point jump in three years is the direct result of five years of cost-of-living pressure that pushed prices roughly 25% higher than early 2020 levels. Among
Cashback credit cards and loyalty schemes in the UK have quietly become a multi-hundred-pound annual fixture for households that use them deliberately. The two largest cashback platforms, TopCashback and Quidco each report multi-million active member bases, and Tesco Clubcard alone covers roughly 20 million UK households. Here’s what you actually need to know. Disclosure: Some links on this page are
About 1.8 million fixed-rate mortgages are scheduled to end in 2026 — the largest refinancing cohort in UK history. Most of those deals were taken out during the stamp duty holiday in 2021, when rates sat below 2%. The deals available today look nothing like that. Here’s what you actually need to know. Disclosure: Some links on this page are
Google searches for how to save money UK jumped 67% in recent months. Emergency funds now top the savings priority for 44% of workers. Here’s what you actually need to know. Disclosure: Some links on this page are affiliate links. If you make a purchase through them, Britwealth may earn a commission at no extra cost to you. We only
British shoppers spent over £120 billion online in 2025, and most of them did it without a single browser extension helping them find a better price. That figure comes from retail spending data, but the gap it points to is bigger than the number itself. Millions of purchases happen every year without anyone checking whether a coupon exists, whether the
Most people renew their insurance with a vague sense they’re overpaying, but don’t know what to actually ask for. The thing is, there are specific, named discounts and policy features that can cut your premium by 20%, 30%, even 50% — and most insurers won’t volunteer them unless you bring them up. Here’s what you actually need to know. Disclosure:
Stick with your bank and you’ll be rewarded — that’s the promise, anyway. The FCA has documented the opposite across multiple markets: loyalty typically costs you money. The regulator found the nine largest providers passed on average just 28% of base rate rises to easy-access savings accounts between January 2022 and May 2023, while fixed-term accounts got 51%. That gap
Roughly 93,000 private landlords left the UK rental market in 2025, and current projections put the 2026 figure at up to 220,000. If you have been treating buy-to-let as your pension plan, those numbers should make you stop and check the maths. Here’s what you actually need to know. Disclosure: Some links on this page are affiliate links. If you
Two incomes coming in, and by the end of the month there’s nothing left to show for it. That’s not just a feeling — it’s a pattern the data backs up. The average UK household now spends £2,870 per month according to ONS data, while household savings have dropped from £11,200 in 2020 to £6,100 in 2026. Here’s what you
Two incomes coming in, and by the end of the month there’s nothing left to show for it. That’s not just a feeling — it’s a pattern the data backs up. The average UK household now spends £2,870 per month according to ONS data, while household savings have dropped from £11,200 in 2020 to £6,100 in 2026. Here’s what you
Nearly £100 billion in customer deposits moved out of high street banks between 2019 and 2024, according to industry data. That shift represents more than a reaction to interest rates — it signals a structural change in how UK savers organise their money. More people are splitting cash across multiple accounts, chasing better returns, staying inside protection limits, and building
Walk into any major sale event — Black Friday, January clearance, Prime Day — and you’re met with a wall of crossed-out prices, countdown timers, and claims of 50% or more off. The question is how many of those discounts are real. According to PriceIno’s analysis of thousands of UK product listings, an estimated 40% of online ‘sales’ offer no
